Kingwood, TX is a great place to live, thanks to its many parks, walking trails, and great amenities. Unfortunately, it’s also prone to flooding. Hundreds of homes flooded during Hurricanes Harvey, Irene, and Beryl as creeks and rivers overflowed their banks and local officials opened dam floodgates to prevent structural damage. Many mortgage lenders require that borrowers purchase flood insurance if they buy a house in a part of Kingwood, TX that’s prone to flooding.
How to Tell if a Home is in a Flood Plain
FEMA’s Flood Map Service Center website is the best source of information about flooding; in fact, FEMA’s listings provide the information mortgage lenders use to determine who needs to buy flood insurance. To find out if your Kingwood, TX home is in a flood plain, type in the address and click "enter" to view results. The map will rank your area based on the likelihood of it flooding in any given year.
If you’re moving in from out of town, you might want to talk with your new neighbors before buying a home. It’s a good idea to find out what happened in the area from people who lived through at least one major storm or hurricane. While your home may be safe from flooding, roads leading to and from the house could flood, leaving you stranded for a few hours or even days until the water recedes. It’s also possible that ongoing construction in the area could increase the likelihood of flooding in particular neighborhoods.
Need Flood Insurance? Contact Boss Insurance Agency
Flood insurance is a wise investment if you live in Kingwood, TX, as the area is prone to flooding and even a single storm could wipe out your house and many of your personal belongings. Call Boss Insurance Agency for more information about your policy options, and we’ll help you find coverage that meets your needs and budget.
