If you own a vehicle, you know how important it is to have an auto insurance policy. However, the same is true with boats. They need a boat insurance policy in case of accidents and other incidents that could mean they’re in financial danger. The best way to protect yourself on the water outside of life jackets is to have a boat insurance policy. If you own a boat that isn’t insured, call us right away. We’re available at Boss Insurance Agency in Kingwood, TX.
Boating Accidents
Just like accidents on the road, accidents on the water are common. And just like with auto accidents, these situations can be costly. Every boater needs to be protected against the high cost of accidents. Boat insurance comes with several types of coverage, each protecting you against something different. The main types of coverage are bodily injury liability and property damage liability. These policies are important for paying someone else’s medical costs and property repair bills after they’ve been in an accident with you. Without boat insurance, you’d have to pay for all these expenses yourself.
Other Coverage
If you want to protect your property in case of an accident, add collision coverage to your boat policy. This coverage can pay for the repairs you’ll need after you cause an accident with another watercraft. Having this coverage is important to protect the large investment you’ve made into your boat. You can also add comprehensive coverage to cover the boat while it isn’t on the water. Many things can happen to a boat on land.
Get Boat Insurance
If you need boat insurance, don’t wait. Call Boss Insurance Agency in Kingwood, TX, now to find out more.
