A leave of absence from work is a necessity to take care of ourselves or to be there for others. In that moment, you expect health insurance to cover the cost of sudden or looming expenses so you can focus your energy on solving the problem. The team at Boss Insurance Agency, serving Kingwood, TX, explains more.
Does health insurance cover a leave of absence?
It depends on the type of health insurance you have, the employment duration, the reason, and eligibility. Most health insurance customers have coverage through their employer’s health insurance offerings. In many circumstances, the Family and Medical Leave Act (FMLA) provides up to 12 weeks of leave for full-time employees who have been on the payroll for at least one year. If you paid a portion of your paycheck to health insurance while employed, you might have to continue paying for health insurance during the leave to maintain coverage.
What situations are eligible for FMLA in Kingwood, TX?
- The birth or adoption of a child
- The placement of a child into foster care
- Caring for an immediate family member (e.g., parent, child, or spouse) with a serious health condition
- The employee’s own serious health condition
- Military exigency related to an immediate family member’s active military duty or deployment status
The circumstances surrounding health insurance and a leave of absence can be confusing and overwhelming. Fortunately, our agents at Boss Insurance Agency, serving Kingwood, TX, can explain things in a clear and understandable way. Give us a call today.
